August 2021

A Dixie Fire survivor can make a claim against PG&E for many different aspects of their loss.  These hypotheticals discuss a homeowner’s real property claim only. They demonstrate that a claimant who desires to rebuild his property is generally entitled to substantially more “new money” (money in addition to insurance) than one who does not….

Eric Bersano talks with Mike Danko about Wildfire Claims litigation against PG&E.   Read the Transcript:   In this episode of Esquire University I interview attorney Mike Danko about California wildfire litigation. Mike has been handling these cases for years, and give some really good insights as to how someone who is affected by a…

The Dixie Fire reached Greenville on August 4th and destroyed the commercial district at the heart of the town center.  In all, the Dixie Fire destroyed 131 businesses. Many PG&E wildfire survivors ask us about their legal claim for damages to their business. A damaged restaurant may assert many of the same claims as an…

When PG&E’s electrical lines spark a fire, and the fire damages someone’s real or personal property, PG&E must pay for the damage.  It must pay even if it did nothing wrong.  That’s because of the legal doctrine of “inverse condemnation,” a doctrine somewhat unique to California. Condemnation.  We have all heard of “condemnation.”  That’s when…

A FAIR Plan policy is basic coverage only.  It seldom is as good as private insurance.  That said, there is good news.  FAIR Plan policies pay for the cash value of the dwelling that burned.  Say your home’s value before the Dixie Fire was $300,000.  The FAIR Plan will pay you the value of the…