A FAIR Plan policy is basic coverage only. It seldom is as good as private insurance. That said, there is good news. FAIR Plan policies pay for the cash value of the dwelling that burned. Say your home’s value before the Dixie Fire was $300,000. The FAIR Plan will pay you the value of the…
If you have insurance, call your broker and get a copy of your policy and your declarations page. The insurance is required by law to provide this to you within 30 days of your request. Ask your broker to tell you how much coverage you have to rebuild your home, to cover the contents, and…
PG&E admits that it’s facilities likely started the Dixie Fire. In its July 18 report to state regulators, it explains that after a power outage, one of its workers went to figure out what was wrong, and saw a Douglas fir tree leaning against one of its hi-voltage line, two blown fuses nearby, and a fire…